Life Insurance

Servicing Hazleton, Wilkes Barre, Scranton, Taylor, Freeland, Allentown, Drums, Old Forge, Luzerne and throughout Pennsylvania

Many people purchase life insurance to provide for their loved ones after their death. A certain amount of money, commonly known as a death benefit, is paid to the chosen beneficiaries from the life insurance policy. You select the type of coverage depending on your unique circumstances and financial goals.  

The team at Reviello’s Insurance Agency can help you determine your life insurance needs and find an appropriate policy for you and your loved ones. Call us today to learn more.  

What Is Whole Life Insurance vs. Term Life Insurance?  

There are various forms of life insurance, with the most common policies being term insurance and whole life insurance. 

Term life insurance: A term life policy provides a death benefit to your loved ones if you die during the policy’s term. If you do not die during this time, then the policy does not pay. You will also have to reapply for a new policy if you want to continue to have coverage. Term life insurance often makes sense when you require coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until a child graduates from college or a particular debt is paid off, such as a mortgage.  

Whole life insurance: A whole life policy lasts for the remainder of your life once you enroll. This policy will not expire unless you stop paying for it. These plans also offer cash value investment opportunities. The cash value component can allow you to receive a source of income during your lifetime—in addition to the eventual death benefit.  

In addition to the most common forms of life insurance, there may be other coverages for you to choose from, including:  


The experienced agents at Reviello’s Insurance Agency can help guide you in choosing the proper coverage for your situation. 

How Much Life Insurance Do I Need?  

Life insurance is a personal decision, and the amount of coverage you choose is entirely up to you. Many people choose to purchase life insurance to help pay for a child’s college education. Others tie the amount of their life insurance policies to the value of their debts, so their beneficiary can use the money to settle expenses. Still others link it to their income and leave a certain number of years’ worth of their paycheck to their survivors.  

Our experienced agents can help you ensure that the benefit is sufficient for your loved ones and affordable for you.  

How Much Does Life Insurance Cost?  

The cost of life insurance depends on the individual purchasing the policy. When determining a premium, we consider age, income and coverage. It’s important to remember that we can assist you in selecting a plan that meets your personal and budgetary needs.  

How We Can Help 

Reviello’s Insurance Agency can guide you in choosing the proper life insurance coverage for your situation. Call us today at 570-497-4784 to get started on your coverage estimate.